SF
SwiftFolash
Mobile finance, unified

Every payment.
One app.

Airtime, bills, currency exchange, virtual cards and transfers — handled with bank-grade security, wherever you are.

Get it on Google Play
Airtime
Bills
Exchange
Cards
What's inside

Built for the way you actually spend.

Telecom services

Buy airtime and data plans for MTN, Glo, Airtel and 9Mobile in a few taps.

Utility payments

Pay electricity bills and subscribe to DSTV, GOTV, Startimes and Showmax.

Currency exchange & transfers

Convert USD/NGN, send money and manage virtual accounts from one place.

Virtual cards

Create and manage secure virtual cards built for online transactions.

Betting integration

Top up and manage wallets across popular betting companies.

Travel booking

Search flights and manage passenger details without leaving the app.

Gift card trading

Buy, sell and redeem gift cards, with a full history of your sales.

Verified in tiers, protected at every level.

PIN authentication, biometric login and multi-level KYC mean you start with basic features and unlock more as you verify your identity — all backed by encrypted, secure storage.

PIN lock Biometric login Tiered KYC Encrypted storage
Coming soon on the App Store